Click here for our contact information. You can call or e-mail the Plan Administration Office to update your contact details. If sending personal information by e-mail, you should always encrypt it to protect your privacy.
Click here to complete a new member information form. Once complete, mail the form to the Plan Administration Office.
Click here to complete a declaration of common-law form.
Click here to be directed to the health section. Then, click on "Check My Beneficiary".
Click here to register. Several items on the plan’s website require members to register to view.
Click here to be directed to the health section. Then, click on "Check My Eligibility".
Yes, you can pay direct for your health benefits for no more than 12 consecutive months.
The subsidized cost for benefits (excluding disability and emergency travel assistance) is currently $175 (before taxes).
If you are required to pay direct for your health benefits, you will receive notification from the Plan Administration Office.
Members should submit the payment electronically through their online banking, "Bill Payments".
If you need assistance with this process, please contact the Plan Administration Office.
Click here to be directed to the health section. Then, click on "Check My Contributions".
$3.25 per hour worked in the construction sector; the industrial sector has several contribution rates; please refer to your collective agreement.
Click here to be directed to the pension section. Then, click on "Check My Contributions".
Click here to be directed to the pension section. Then, click on "Pension Forecasting Calculator".
This varies by collective agreement. Please check your Collective Agreement for details.
You will receive a member benefit statement twice a year.
The pension legislative deadline for mid-year statements is September 30th
The pension legislative deadline for year-end statements is June 30th.
If you are new to the health and welfare plan, you are eligible for health benefits on the 1st day of the 2nd month that you have $1,110 in employer contributions in your dollar bank.
$1,110 represents 3 months’ worth of health benefits.
Click here to be directed to our technology provider’s Plan Member Online Services (GSC).
Sign into the secure site and follow the steps to submit your claim.
If you submitted an electronic claim, you should see a statement on your online account within 1-2 business days. Manual claims can take longer. We recommend always using your benefit card when possible.
The plan routinely audits claims. Keep your receipts for 12 months from the date you submitted your claim.
Yes, call the Plan Administration Office for a co-ordination of benefits form.
Click here to review the plan’s benefit appeal process.
Only active plan members who are not on Pay Direct at the time of their injury/illness are eligible.
Click here to view the statement of claim form.
Completed applications must be submitted within 6 months from the date you are deemed disabled by a Medical Doctor (i.e. specialist, psychiatrist, etc.).
Disability payments start on:
The plan is the second payer for motor vehicle accidents. Benefits are only paid once benefit options from other providers (e.g. auto insurers) have been exhausted.
Work-related injuries are not covered unless the Member’s claim is denied by WSIB or WCB or the claim is under appeal.
The plan's WI Benefit is integrated with Employment Insurance (EI) Sickness benefit. The plan pays up to 11 weeks and EI pays up to 15 weeks which is a combined total of 26 weeks of benefit paid.
Yes, you are required to apply to both Employment Insurance (EI) Sickness benefit and the plan’s WI benefit when submitting a claim for disability benefit.
If you are denied EI for insufficient insurable hours, you must provide the plan a copy of the denial letter from EI in order to be eligible to receive the 15 weeks through the plan.
The Plan’s weekly disability benefit amount is the same as the current EI weekly benefit. This amount typically changes each year.
The adjudication and processing period is within 5 business days from the date the completed application is received by the Plan Administration Office.
Yes, the WI Benefit is taxable.
If you remain disabled and unable to return to work after the full 26 weeks, you would then apply for the Long Term Disability (LTD) benefit.
It is where employer contributions are deposited when received.
It is where your monthly dollar bank drawdown is deducted from to keep you covered for health benefits.
It is also where your total lifetime contributory hours are recorded for your retired member health benefits.
$370 per month.
This is the amount deducted from your dollar bank every month to cover you for benefits.
Think of this amount as your monthly insurance premium to provide health benefits to you and your family.
The dollar bank drawdown is the same for all members.
$5,550 (15 months of benefits).
You can use your dollar bank when employer contributions are not enough to keep you covered due to unemployment or disability.
Contributions over and above the $5,550 maximum bank are transferred to the health and welfare fund to help pay for retired member benefits, active member subsidies and new benefit improvements.
To qualify for the plan's LTD benefit, you must meet the definition of "Total Disability". During the first 24 months of a disability, "Total Disability" is considered to be the inability to perform any and every duty of your own occupation. Thereafter, Total Disability is defined as the inability to perform any and every duty of any occupation or employment for which you are reasonably qualified by training, education or experience.
You could become eligible for LTD after the 26-week WI period. The application is usually sent by mail in receipt of the WI benefit by the Disability Administrator on or before the 20th week of the WI claim.
Click here to view the LTD claim form.
You must be under the age of 64 years and 6 months and be disabled for 26 continuous weeks while under the care of a physician or specialist; and
Must remain a member in good standing of the IBB; and
Must be covered under the active member health plan.
The plan's LTD Benefit provides a maximum monthly benefit of $2,400.
The plan calculates your LTD monthly benefit based on the contribution information on your record and your monthly pre-disability earnings.
The LTD monthly benefit payment amount may be reduced if you receive additional income from other sources. The plan will request yearly tax documents to confirm annual income.
If your LTD benefit, less any direct benefit reduction for WCB/WSIB benefits received, plus any income from any of the sources, exceeds 85% of your average gross monthly pre-disability earnings, the LTD benefit will be reduced accordingly.
The plan's LTD benefit payments paid to you are taxable income under the Income Tax Act, Canada.
Each year the plan will report to Canada Revenue Agency the total disability income paid in the prior taxation year (including Weekly Indemnity and LTD benefit payments).
You will receive the plan’s T4A slip no later than the end of February of each year for the prior taxation year.
LTD benefit payments will continue to be paid to you for as long as you remain totally disabled and eligible for LTD based on the rules of the plan, but not beyond the earliest of:
You must submit a complete claim form and proof of continuous Total Disability within 12 months of the date of disability.
The plan will not accept claim forms or initial proof of disability beyond this period.
You will be asked for additional information during the course of your LTD claim, including, but not limited to, your annual Notice of Assessment (NOA), and Annual Physician Report. If this information is not provided or is not sufficient, your claim could be terminated or suspended.
The SDB is for plan members who are retiring early due to a chronic disability.
To qualify for this benefit, you must provide confirmation from a medical doctor that says you are totally disabled and unable to ever return to work as a Boilermaker and/or similar trade work.
You must be eligible and covered as an active member on the date of application and the date the SDB payments commences.
The SDB commences on the same date that you commence a pension from the Boilermakers’ National Pension Plan (Canada)
You must complete and submit the plan’s application form and attending physician’s statement.
Click here for the application form.
Click here for the attending physician's statement. Part 1 is completed by yourself and Part 2 is completed by your medical doctor.
Once complete, send all required documents to the plan administration office.
You must enroll in the early retiree pay direct program immediately upon acceptance of the SDB and make the applicable payment.
The pay direct amount and benefits coverage are subject to change.
If approved, the plan will pay an SDB payment up to a maximum of $1,000 per month
The maximum SDB is the lesser of:
The SDB will be terminated on the earliest of:
Call FSEAP (Family Services Employee Assistance Program) at 1-800-990-1113
Click here to learn more about what FSEAP offers.
Members' pensions are calculated based on a set formula.
The main purpose of our plan is providing a predictable and secure form of lifetime monthly pension income.
Our plan allows members to plan for their future retirement since you will know approximately how much pension income you will receive at your retirement date
More information is here (link to the legislative update FAQ)
Normal retirement is age 65 years. This is when you are entitled to a full pension.
You can retire anytime between 55 and 71 years old. Early pensions are reduced since the Plan expects to pay your pension for a longer period of time than it would if you retired at age 65.
Call or e-mail the Plan Administration Office to receive an application form and your personalized options.
Click here to be directed to the pension section. Then, click on "Pension Forecasting Calculator".
If you die before retirement (and you have not already withdrawn your pension due to terminal illness), your beneficiary will receive a death benefit from the Plan.
The death benefit will be paid as a lump sum amount equal to the value of your accrued monthly pension at the date of your death. This lump sum value is calculated considering your age and the prescribed interest rate in effect at that time.
The Plan was 102% funded
As of February 2019:
Professional services required to manage and administer the fund.
The biggest factor in pension fund returns.
Our asset mix is a combination of stocks and bonds and alternatives investments such as real estate and infrastructure
Click here to be directed to the News & Education section. Then, click on “Member Investment Report” under the Recent Publications heading.
Is your pension question not here? Click here to be directed to more detailed pension frequently asked questions.